Free Initial Contract (919) 627-7748 If you are going to North Carolina Bankruptcy Court or need a North Carolina Bankruptcy Attorney then you need Cameron Law. Better in most cases then the touted "credit management", "debt reduction", "debt consolidation loans", "credit repair" and, "debt settlement"; It allows a fresh start and the ability to clean up your credit. Unlike a North Carolina Bankruptcy, none of the others help your credit, and most will damage it more.
Do you need Financial CPR+?
Cost - We strive to keep our cost down. We charge only $999* for a Chapter 7 Bankruptcy! Yes we have payment plans!
Personality - We are proud of our claim:
. . .
Bankruptcy Law at its Friendliest!
Resourcefulness - We work hard to get you the best deal and most options possible!
+ Plus - We are open most weekends and evenings and work via Internet, Phone & USPS - No need to come to our office!
If your credit is bad, a bankruptcy will probably help it. A bankruptcy itself will hurt your credit score and be on your credit reports for 10 years. The effects of a bankruptcy will help your credit score, and if your score is low, it will actually raise it!
Credit scoring is complex and a closely guarded secret, but your debt to income ratio is a big part of it. A bankruptcy helps your debt to income ratio, thus helping your credit score. Also, with a Chapter 7, you will not be able to file again for eight years so your creditors will feel more comfortable making loans to you.
By law, two years after a bankruptcy your bankruptcy will not affect an application for a mortgage, assuming you have been making timely payments and have not had any foreclosures or repossessions. We also find that for most people that make timely payments, after 2-3 years creditors do not weigh a bankruptcy very heavily and you can actually have a decent FICO.
*See contract for details
2004(c) -2010(c) Sheree Cameron, Esq. All Rights Reserved. Privacy Policy
Cameron Law is a Congressionally designated and Federally mandated Debt Relief Agency who's practice includes bankruptcy.
Disclaimer (the fine print): This web site is not legal advice, and it may not be applicable to your own personal situation. An attorney-client relationship is not established by reading or interacting with this web site.
Who is Attorney Sheree Cameron (Bar #31432)?
Sheree is Licensed in ALL the Districts (Eastern, Middle, and Western Districts) of North Carolina.
If you are going through hard times, you need Cameron Law. Better in most cases than the touted "credit management", "credit reduction", "debt consolidation loans", "credit repair", and "debt settlement"; North Carolina Bankruptcy allows a fresh start and the ability to clean up your credit.