Raleigh Bantkruptcy Lawyer

North Carolina Bankruptcy

(800) 870-9465 If you are going to North Carolina Bankruptcy Court or need a North Carolina Bankruptcy Attorney then you need Cameron Law. Better in most cases then the touted "credit management", "debt reduction", "debt consolidation loans", "credit repair" and, "debt settlement"; It allows a fresh start and the ability to clean up your credit. Unlike a North Carolina Bankruptcy, none of the others help your credit, and most will damage it more.

Loss of Job — We Can Help. ~ ~ ~ ~ Medical Crisis — We Can Help. ~ ~ ~ ~ Discharge Divorce Debt — We Can Help. ~ ~ ~ ~ Stop Harassing Bill Collectors — We Can Help. ~ ~ ~ ~ Stop Foreclosures & Repossessions — We Can Help. ~ ~ ~ ~ Stop Lawsuits & Judgments — We Can Help. ~ ~ ~ ~ Stop Wage Garnishment — We Can Help. ~ ~ ~ ~ Re-instate Driver's License — We Can Help. ~ ~ ~ ~ Student Loans — We Can Help. ~ ~ ~ ~ Back Taxes — We Can Help. ~ ~ ~ ~ Cancel Contracts — We Can Help. ~ ~ ~ ~ Single Parents — We Can Help. ~ ~ ~ ~ Trade In Your Financial Worries For Peace of Mind — We can Help!
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North Carolina Bankruptcy Solution.
North Carolina BANKRUPTCYINFO LINE:
(866) 760-3328
North Carolina Bankruptcy Attorney, debt reduction

Do you need Financial CPR+?
Cost - We strive to keep our cost down. We charge only $999 for a Chapter 7 Bankruptcy! Yes we have payment plans!
Personality - We are proud of our claim:
. . . Bankruptcy Law at its Friendliest!

Resourcefulness - We work hard to get you the best deal and most options possible!
+ Plus - We are open most weekends and evenings and work via Internet, Phone & USPS - No need to come to our office!

> typical Question Asked at 341 meetings

Ask Sheree a Question!

Your 341 hearing will be about three to six weeks after you file, and you will receive a notice, by mail, with the date and time of this hearing about 10 days after you file. All persons are required to attend the 341 hearing if they file a bankruptcy. If you miss this hearing and your bankruptcy is dismissed, you will have to repay the filing and Attorney fees to file again.

You will want to get there a little early to listen to the questions that are asked and prepare for your turn. Normally, the Trustee will ask you the following questions:

•  What is your name?

•  What is your address?

•  What is your social security number?

•  Did you list all your assets and all your debts?

•  Do you understand what a reaffirmation is?

•  Do you understand what the effects of a bankruptcy are?

•  Have you given any property to the Trustee?

•  Have you recently won the lottery or inherited property?

•  Have you given away or transferred any property within the last year?

•  Why did you file bankruptcy or what caused your bankruptcy?

•  Do you understand what a Chapter 13 is and did you consider it?

•  Do you understand what a discharge is?

•  When did you know that you were bankrupt?

•  Do you have proof of full coverage insurance on your car? (Please bring proof of insurance with you to the hearing.)

•  How much is your home worth? (Answer this question honestly, but don't brag about how you think it is worth a million if you want to keep it.)
Have you recently inherited anything?

The Trustee is there not only to ensure the paperwork is properly done, but also to collect any asset that is not exempt. Your 341 hearing is not the time to brag about how your property is worth a lot of money. It is the time to be completely truthful, poor and not have any assets. You are under oath. You must be truthful and you must reveal all your assets if you are questioned about them.

Creditors may appear and ask questions at the 341 hearing, but normally no one shows. If a secured creditor shows the only question they normally ask is whether or not you wish to reaffirm. Never reaffirm credit cards, doctor bills, and other unsecured debts. Often Sears will appear. Although technically Sears has a lien on some hard goods such as a TV, refrigerator, etc., they rarely repossess property. Please don't ask us to agree unsecured reaffirmations unless you have a very good reason. Your Attorney has to sign any reaffirmation and certify to the Court that the reaffirmation is in your best interest. Reaffirming debt is rarely in your best interest.

What Do I Wear to the Hearing?

Don't wear cut-offs or jeans with holes in them and don't wear flip-flops. Suits are not required, but dress properly for a hearing in Federal Court. Children are not supposed to be in the hearing room. Do not borrow and wear flashy jewelry. This is not the time to brag about how rich you are or how much you own. The Trustee is looking for assets to take from you. He is NOT your friend no matter how friendly he acts. He represents the persons that you owe. You must report what you own and its real value, but don't brag about your income and how much your car is worth-especially if you don't have any. Save that for when you want to impress the opposite sex in bars.

Do You Show Up With Me at the Hearing?

Of course! We take care of you, and hold your hand through the process. We don't just file the paperwork.

 

Cameron Law, debt settlement

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Debt Consolation
With Permission of Mark Miller of DebtWipeOut.com

2004(c) Sheree Cameron, Esq. All Rights Reserved. Privacy Policy

Cameron Law is a Congressionally designated and Federally mandated Debt Relief Agency who's practice includes bankruptcy.

Disclaimer (the fine print): This web site is not legal advice, and it may not be applicable to your own personal situation. An attorney-client relationship is not established by reading or interacting with this web site.
Who is Attorney Sheree Cameron (Bar #31432)?
Sheree is Licensed in ALL the Districts (Eastern, Middle, and Western Districts) of North Carolina.


Here are a few famous people who have gone through a bankruptcy:

P.T. Barnum filed bankruptcy
Rush Limbaugh (Radio and TV Commentator) filed bankruptcy
Wayne Newton (Singer) filed bankruptcy
Seymour Cray (Inventor world's first super computer) filed bankruptcy
English King Edward II filed bankruptcy
Eddie Fisher (4 times!) filed bankruptcy
Ulysees S. Grant (U.S. President and Civil War General) filed bankruptcy
Mike Tyson (Heavyweight Boxing Champion) filed bankruptcy

North Carolina Bankruptcy

If you are going through hard times, you need Cameron Law. Better in most cases than the touted "credit management", "credit reduction", "debt consolidation loans", "credit repair", and "debt settlement"; North Carolina Bankruptcy allows a fresh start and the ability to clean up your credit.

 

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