Bankruptcy Raleigh Bankruptcy Attorney Durham, Garner, Clayton Bankruptcy Lawyer

North Carolina Bankruptcy

(919) 627-7748 If you are going to North Carolina Bankruptcy Court or need a North Carolina Bankruptcy Attorney then you need Cameron Law. Better in most cases then the touted "credit management", "debt reduction", "debt consolidation loans", "credit repair" and, "debt settlement"; It allows a fresh start and the ability to clean up your credit. Unlike a North Carolina Bankruptcy, none of the others help your credit, and most will damage it more.

Do you need Financial CPR+?
Cost - We strive to keep our cost down. We charge only $999* for a Chapter 7 Bankruptcy! Yes we have payment plans!
Personality - We are proud of our claim:
. . . Bankruptcy Law at its Friendliest!
Resourcefulness - We work hard to get you the best deal and most options possible!
+ Plus - We are open most weekends and evenings and work via Internet, Phone & USPS - No need to come to our office!

Your 341 hearing will be about three to six weeks after you file, and you will receive a notice, by mail, with the date and time of this hearing about 10 days after you file. All persons are required to attend the 341 hearing if they file a bankruptcy. If you miss this hearing and your bankruptcy is dismissed, you will have to repay the filing and Attorney fees to file again.

You will want to get there a little early to listen to the questions that are asked and prepare for your turn. Normally, the Trustee will ask you the following questions:

•  What is your name?

•  What is your address?

•  What is your social security number?

•  Did you list all your assets and all your debts?

•  Do you understand what a reaffirmation is?

•  Do you understand what the effects of a bankruptcy are?

•  Have you given any property to the Trustee?

•  Have you recently won the lottery or inherited property?

•  Have you given away or transferred any property within the last year?

•  Why did you file bankruptcy or what caused your bankruptcy?

•  Do you understand what a Chapter 13 is and did you consider it?

•  Do you understand what a discharge is?

•  When did you know that you were bankrupt?

•  Do you have proof of full coverage insurance on your car?

•  How much is your home worth?

•  Have you recently inherited anything?

Creditors may appear and ask questions at the 341 hearing, but normally no one shows. If a secured creditor shows the only question they normally ask is whether or not you wish to reaffirm. Never reaffirm credit cards, doctor bills, and other unsecured debts. Please don't ask us to agree unsecured reaffirmations unless you have a very good reason. Your Attorney has to sign any reaffirmation and certify to the Court that the reaffirmation is in your best interest. Reaffirming unsecure debt is rarely in your best interest.

Do You Show Up With Me at the Hearing?

Of course! We take care of you, and hold your hand through the process. We don't just file the paperwork.

What Do I Wear to the Hearing?

Don't wear cut-offs or jeans with holes in them and don't wear flip-flops. Suits are not required, but dress properly for a hearing in Federal Court. Be respectful of the process.
Most importantly, TELL THE TRUTH. You will be under oath. What you wear to the 341 meeting is not as important as the orange jumpsuit you may find yourself wearing if convicted of a Federal Bankruptcy crime.>