North Carolina Bankruptcy

(800) 870-9465 If you are going to North Carolina Bankruptcy Court or need a North Carolina Bankruptcy Attorney then you need Cameron Law. Better in most cases then the touted "credit management", "debt reduction", "debt consolidation loans", "credit repair" and, "debt settlement"; It allows a fresh start and the ability to clean up your credit. Unlike a North Carolina Bankruptcy, none of the others help your credit, and most will damage it more.

Do you need Financial CPR+?
Cost - We strive to keep our cost down. We charge only $1247 for a Chapter 7 Bankruptcy! Yes we have payment plans!
Personality - We are proud of our claim:
. . . Bankruptcy Law at its Friendliest!
Resourcefulness - We work hard to get you the best deal and most options possible!
+ Plus - We are open most weekends and evenings and work via Internet, Phone & USPS - No need to come to our office!

If your house is in your name alone, and you file bankruptcy in North Carolina (NC) you will have to have $35,000 or less in equity in most cases to keep your home in a Chapter 7 Bankruptcy in NC. If your home is in your name AND your spouse's name, you can have up to $70,000 in equity. If you are:

1) NOT filing jointly (as in just you are filing, as opposed to both you and your spouse), and

2) Your house is in BOTH you AND your spouse's names, and

3) The home was purchased during the marriage

Your home will probably be exempt under North Carolina's (NC) Tenancy by the Entirety Law.

Market Value
If you own a house you will need to determine its market value. Market Value of real estate is different (and often less) than tax value, but your property tax bill is your starting point.

If you can't get an estimate of market value from a Realtor, try one of these web sites:

For Real Estate Valuations
www.homegain.com
www.housevalues.com

We also need the exact payoff on your mortgage(s), based on what the payoff would be if you paid it off in the next 30 days.