Free Initial Contract (919) 342-6509 If you are going to North Carolina Bankruptcy Court or need a North Carolina Bankruptcy Attorney then you need Cameron Law. Better in most cases then the touted "credit management", "debt reduction", "debt consolidation loans", "credit repair" and, "debt settlement"; It allows a fresh start and the ability to clean up your credit. Unlike a North Carolina Bankruptcy, none of the others help your credit, and most will damage it more.
Do you need Financial CPR+?
Cost - We strive to keep our cost down. We charge only $999 for a Chapter 7 Bankruptcy! Yes we have payment plans!
Personality - We are proud of our claim:
. . .
Bankruptcy Law at its Friendliest!
Resourcefulness - We work hard to get you the best deal and most options possible!
+ Plus - We are open most weekends and evenings and work via Internet, Phone & USPS - No need to come to our office!
If your house is in your name alone, and you file bankruptcy in North Carolina (NC) you will have to have $18,500 or less in equity in most cases to keep your home in a Chapter 7 Bankruptcy in NC. If your home is in your name AND your spouse's name, you can have up to $37,000 in equity. If you are:
1) NOT filing jointly (as in just you are filing, as opposed to both you and your spouse), and
2) Your house is in BOTH you AND your spouse's names,and
3) The home was purchased during the marriage
Your home will probably be exempt under North Carolina's (NC) Tenancy by the Entirety Law.
Market Value
If you own a house you will need to determine the Market Value of the home. Market Value of Real Estate is different (and often less) than tax value, but your property tax bill will also be helpful. Asking a realtor for a "drive-by" appraisal of your home is the easiest way determine the actual market value of your real estate. This value is what you would expect to receive from a fairly quick sale of your house under the current market conditions. This should be free, but we would not recommend you announce that it is for a NC bankruptcy. If possible, have the realtor fill out the following form, or just ask for a written estimate on the realtor's letterhead:
Can't Read the Form? Go here to download a newer version of Adobe Acrobat Reader http://www.adobe.com/products/acrobat/readstep2.html
or call us (ff) and we will mail you a paper copy.
If you can't get an estimate of market value from a Realtor, try one of these web sites:
For Real Estate Valuations
www.homegain.com
www.housevalues.com
We also need the exact payoff on your mortgage(s), based on what the payoff would be if you paid it off in the next 30 days.
2009(c) Sheree Cameron, Esq. All Rights Reserved. Privacy Policy
Cameron Law is a Congressionally designated and Federally mandated Debt Relief Agency who's practice includes bankruptcy.
Disclaimer (the fine print): This web site is not legal advice, and it may not be applicable to your own personal situation. An attorney-client relationship is not established by reading or interacting with this web site.
Who is Attorney Sheree Cameron (Bar #31432)?
Sheree is Licensed in ALL the Districts (Eastern, Middle, and Western Districts) of North Carolina.
If you are going through hard times, you need Cameron Law. Better in most cases than the touted "credit management", "credit reduction", "debt consolidation loans", "credit repair", and "debt settlement"; North Carolina Bankruptcy allows a fresh start and the ability to clean up your credit.