North Carolina Bankruptcy

(800) 870-9465 If you are going to North Carolina Bankruptcy Court or need a North Carolina Bankruptcy Attorney then you need Cameron Law. Better in most cases then the touted "credit management", "debt reduction", "debt consolidation loans", "credit repair" and, "debt settlement"; It allows a fresh start and the ability to clean up your credit. Unlike a North Carolina Bankruptcy, none of the others help your credit, and most will damage it more.

Do you need Financial CPR+?
Cost - We strive to keep our cost down. We charge only $999 for a Chapter 7 Bankruptcy! Yes we have payment plans!
Personality - We are proud of our claim:
. . . Bankruptcy Law at its Friendliest!
Resourcefulness - We work hard to get you the best deal and most options possible!
+ Plus - We are open most weekends and evenings and work via Internet, Phone & USPS - No need to come to our office!

When your filing is received by the Bankruptcy Clerk, the court sends out an order to all the creditors listed in your petition forbidding them from taking any action to collect debts. They can't call you at home or at work. However, up to the time that you file, creditors are free to pursue lawful collection efforts. We file after all papers are reviewed & signed and your entire bill to us is paid. (In a Chapter 13, though, some of the bill is paid post filing in the plan, and that is fine).

If you receive verbal or written demands from creditors two weeks from the date your case was filed, contact us. If the creditor contacted you by telephone, you need to get their phone number and name of the person calling you, the name of the creditor or the collection agent, the mailing address for such party, and how much money they want you to send. It is best to "act stupid" and "be nice." If the contact is via mail, then you need to save the envelope for proof of the postmark date as well as its contents.

Creditors who contact you after being advised of your bankruptcy case are subject to various sanctions for contempt of Court and other violations of Federal Law. Often the Bankruptcy Court will award monetary damages to you (including legal fees) for such violations. These cases are taken on a contingency fee arrangement and are separate from your bankruptcy. Please be assured that the Bankruptcy Court takes these matters very seriously and that they are vigorously pursued.

If you are concerned about relief between now and filing the bankruptcy, our experience has been that when our clients have informed unsecured creditors that they have an attorney to file bankruptcy, the creditors have stopped the harassing telephone calls. They WILL contact us. You must have paid at minimum $300 for us to take your calls.